Thursday, November 14, 2013

Perry Responds to President on O-Care Fix

Today, Obama gave a speech concerning the dreadful roll-out of his failing flagship program. Obamacare, or the Patient Protection and Affordable Care Act (ACA), was meant to be the cornerstone of Obama's presidential legacy, the crowning glory of his fundamental transformation of the US.

That "fundamental transformation" has seen Detroit and several cities in California go bankrupt under Keynesian economic policies and political corruption. Cities, such as San Antonio, TX, have begun similar downfalls, spending more than they collect in taxes, and attempting to tax citizens more than they can afford to pay and still maintain a level of prosperity. These policies involve stealing what hard-working, productive citizens earn and redistributing it to those who have been brainwashed into believing themselves victims of some manufactured and false "social injustice", like needing to learn skills and be willing to use them to earn a paycheck. It is the same policy that Prince John and the Shire Reeve (sheriff) of Nottingham used. They took from the hard working artisans and freemen, under the guise of helping the less fortunate serfs and paying for the soldiers on crusade. In reality, they redistributed the money among the nobles who didn't head off to war, the oligarchy. They falsely claim they are "Robin Hood". Robin, however, was a lesser noble who got sick of seeing the freemen fleeced into poverty by the tax collectors.

Obama's flagship redistribution of healthcare started sinking as soon as it came out of dry-dock.

The exchange website is ripe with security violations that have enables as many as 25% of those who entered their information to have their identities stolen.

The prices of the premiums average a 158% increase for a 27 year old woman while at least doubling the deductible. The deductibles are so high that one would need a loan to cover them. A Health Savings Account would help, if the user fees, government penalties, and taxes didn't reduce their worth to $0.62 on the $1.00 invested. That means this 27 year old would need over $6,500.00 in an HSA to cover a $4,000 deductible on her insurance.

Single men, pre-teen kids, and senior citizens are forced to buy premiums that include maternity coverage, even though they don't need it and won't use it.

So far, only approximately 106,000 people have actually fully enrolled in an Obamacare exchange, if you include the 14 working state-level exchanges. The federal exchange numbers are less than 27,000.

Over 7 million people have lost their current plan, current doctor, or both because of the new regulations associated with the ACA.

Approximately 47% of voting age citizens want the ACA fully repealed, 42% want a substantial reform/overhaul, and only 10% of the population wants it left alone, as it is. That percentage that "likes" it is 5% short of the percentage of the population the law would allegedly help (at the misery and burden of the other 85%).

Last week, Obama even came out and apologized that he fooled people into believing his lie "If you like it, you can keep it". He did not apologize for lying. He apologized that those who believed him were gullible.

James O'Keefe sent Project Veritas investigators undercover to some of the locations run by Battleground Texas, a socialist extremist group, who is contracted to provide so-called "navigators". Their job is to help people lawfully register, enroll, and purchase a healthcare exchange, or apply for Medicaid. He caught several of them directing the undercover private investigators (or journalists, pick your jargon) to lie on the forms and defraud the taxpayers.

Today, Obama came out and spoke on a path to fix the ACA. He failed to address the fact that the law is a 1984 Fiero priced as a fully-loaded 2013 Corvette that burst into flames the day the warrantee expired, and the first payment is due at a 20% APR. It's totaled. It needs to be scrapped and written off. It needs to be replaced with something reasonable, affordable, and will actually work, like tort reform and reducing the costs of malpractice insurance.

The Washington Post has a full transcript of Obama's remarks.

Here are some highlights:

"Already people who have plans that pre-date the Affordable Care Act can keep those plans if they haven't changed. That was already in the law. That's what's called a grandfather clause that was included in the law. Today we're going to extend that principle both to people whose plans have changed since the law too effect and to people who bought plans since the law took effect.

"So state insurance commissioners still have the power to decide what plans can and can't be sold in their states, but the bottom line is insurers can extend current plans that would otherwise be cancelled into 2014. And Americans whose plans have been cancelled can choose to re-enroll in the same kind of plan."

"We're also requiring insurers to extend current plans to inform their customers about two things: One, that protections -- what protections these renewed plans don't include. Number two, that the marketplace offers new options with better coverage and tax credits that might help you bring down the cost.

"So if your received one of these letters I'd encourage you to take a look at the marketplace. Even if the website isn't working as smoothly as it should be for everybody yet, the plan comparison tool that lets you browse cost for new plans near you is working just fine.

"It is a complex process. There are all kinds of challenges. I'm sure there will be additional challenges that come up. And it's important that we're honest and straightforward in terms -- when we come up with a problem with these reforms and these laws, that we address them."
Jeff Mason. Q: "Thank you, Mr. President. Today's fix that you just announced leaves it up to state insurance commissioners and insurance companies to ultimately decide whether to allow those policies to be renewed for a year. How confident are you that they will do that? And secondly, how concerned are you that this flawed rollout may hurt Democrats' chances in next year's mid-term elections and your ability to advance other priorities, such as immigration reform?"

PRESIDENT OBAMA: "On the first question, traditionally state insurance commissioners make decisions about what plans can be or cannot be sold, how they interact with insurers. What we're essentially saying is the Affordable Care Act is not going to be the factor in what happens with folks in the individual market. And my guess is right away you're going to see a number of state insurance commissioners exercise it.
Part of the challenge is the individual markets are different states. There's some states that have individual insurance markets that already have almost all the consumer protections that the Affordable Care Act does. They match up pretty good."

Obama said that an increase in premium and a doubling of deductibles equates to "a good deal".

He also made a sale pitch for the "navigators" who have been caught directing people to commit fraud, as well as the increased "navigator" staff, many of whom are not trained, have not passed background checks, and some of whom were previously convicted of identity theft and other "white collar" felonies.

Governor Rick Perry of Texas issued this statement in response:

"This is a staggering display of a reckless president cavalierly instructing states to ignore federal law. President Obama is shifting the blame by saying it's up to states and state insurance commissioners to fix the massive problem his signature law has created for millions of Americans who are losing their health insurance. President Obama did succeed at one thing today: making a bad situation worse with a ‘fix' that will create more confusion for consumers and threatens to destabilize the health insurance industry. Obamacare is an abject failure; it's time to overturn this ill-conceived, job-killing nightmare that ultimately will bankrupt this country."